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Foreign Worker Insurance For Three (3) Persons

RM 462.80

Foreign Worker Insurance for Permit Renewal 

Both types of insurance (IG and FWHS/SKHPPA/SPIKPA) are compulsory to cover upon apply renewal of Foreign Worker Permit in Malaysia.

Price Included Foreign Worker Insurance Guarantee (IG) and Foreign Worker Hospitalization and Surgical Scheme (FWHS/SKHPPA/SPIKPA)
 
 IG: RM 64.00 (Price Included  8% SST and Stamp Duty)

SKHPPA/FWHS/SPIKPA: RM 398.80 (Price Included  8% SST and Stamp Duty)

Total: RM 462.80

Price for Three (3) Foreign Workers Only

Eligible persons for insurance under this policy are those present full time foreign worker employees of policyholder, from the age of eighteen (18) to fifty-nine (59), who are actively engaged at their usual work on the date the persons are eligible to join this policy

Coverage period: One (1) year (Commencing date start from Next day of current permit' expiry date. 

(For example if the current work permit is expiring on 30 April 2020, the coverage period will start from 01 May 2020 to 30 April 2021)


Insurance Providers: CHUBB Insurance Malaysia Berhad or LONPAC Insurance Malaysia Berhad


FOREIGN WORKER INSURANCE GUARANTEE (IG)

Foreign Worker Insurance Guarantee (IG) is required by the Immigration Department from an employer under Regulation 21 of the Immigration Regulations. It guarantees to pay the Director General of Immigration of Malaysia up to a maximum aggregate sum of the guarantee value, in the event that any of the foreign workers be repatriated in the course of stay in Malaysia.

FOREIGN WORKERS HOSPITALIZATION & SURGICAL INSURANCE / SKIM KEMASUKAN HOSPITAL DAN PEMBEDAHAN PEKERJA ASING (FWHS/SKHPPA/SPIKPA)

Foreign Workers Hospitalization & Surgical Insurance (FWHS/SKHPPA/SPIKPA) is a yearly renewable hospital and surgical insurance scheme designed to reduce the financial burden of the employer of foreign workers in the event of hospital admission of their foreign workers to a Non-Corporatised Malaysian Government Hospital due to an accident or illness.

What is FWHS/SKHPPA/SPIKPA Covers:

Daily hospital and room board of up to a maximum of 30 days

Intensive care unit (ICU) of up to a maximum of 15 days

Operating theatre fees

Surgical fees

Anesthetist fees

In-hospital physician visits of up to a maximum of 30 days

In-hospital specialist consultation visits of up to a maximum of 30 days

Ambulance fees Medical report fees

Maximum Overall Annual Limit Per Insured Worker up to RM 20,000


Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract. 



Steps to Activate the Policy:

Step 1: Add cart and purchase

Step 2: Received and email from UCN within One (1) Business day to request the Employer and Maid information

Step 3: Reply the email with completed required information within Seven (7) Business days 

Step 4: Process and email the policy upon receiving the completed required information and approval from insurance company within one (1) Business day


Important Notice:

Cancellation / Refund:

Please refer to Refund Policy

Terms and Conditions

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract. 

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